Home' LAPTOP Magazine : December 2010 Contents SOFTWARE
Android apps easily sync with your bank accounts,
displaying account balances for each, what it
really excels at is helping people become more
fiscally responsible, whether that means sticking
to a budget or exercising willpower while saving
up for something important.
Uniquely skilled at creating budgets
Collects balance information from wide
selection of banks
Account activity and spending alerts
Can specify goals, such as getting out of debt
or buying a home
Can't add bank accounts or adjust budgets from
Balances on home screen can be misleading
Pageonce Personal Assistant
With the ability to cull information about your bank
accounts, credit card transactions, upcoming flights,
and updates in your various social networks, it's no
wonder Pageonce is one of our favorite finance apps
across lots of platforms. While it doesn't help you
save or budget money the way its competitor Mint
does, there's no question it's just as feature-rich, and
for many people it will be easier to master.
Setting up a Pageonce account is free, and
it takes just a minute. At any time, you can sync
with accounts from a wide selection of banks and
institutions, as well as store credit cards. You won't
have to enter any account numbers or routing
numbers; just the username and password that
you would use to access that account online.
Moreover, Pageonce can sync with social net-
works as well, including Facebook and Twitter, to
view updates from friends.
In general, adding our financial and social
networking accounts was easy, although we ran
into a glitch when we entered the username and
password for Banana Republic and Charles Schwab
cards; the account information appeared blank.
As a final customization step, you can decide if
you want e-mail or SMS notifications sent, as well
as for which accounts. You can't, however, decide
what the triggering activity will be; if you choose to
receive notifications for an account, you'll receive
one every time there's been a change.
Pageonce is more prolific than Mint, with apps
for the iPhone and iPad, Android, BlackBerry,
and Windows Phone. In each case, there's a free
version with which you can check financial and
social networking accounts, as well as a premium
$6.99 version that adds the ability to check flight
information and frequent flier miles.
From the app, you can log in using an exist-
ing account, or even register, thereby bypassing
Pageonce's website. When you log in, you'll see
a list of categories on top of a blue background:
Accounts, Updates, Transactions, Balances, Credit
Cards, Itinerary, and Add Account. Under Accounts,
you'll find finance and social ones.
Pageonce's overall look is less clean than Mint's
app, and we wish it had color-coded balances, but
we generally found its interface to be more intuitive.
Pageonce's algorithms know which accounts are
most important to us on any given day. We also
like that if you want more information than just a
balance, you can go into a transactions section
to see where you've spent money recently.
Another nice touch: When you log out you'll see
a message assuring you that your data has been
deleted from the device.
Thanks to its practical user interface, which
cleanly presents your balance information for every
bank and credit card you choose to add, Pageonce
is one of our favorite money management apps.
Collects balance information from a wide selec-
tion of banks
Alerts for account activity and spending
Syncs with social networks
Premium users can monitor flight information
Mobile interface not as clean as Mint.com's
Splashmoney $4.99 (Android and iOS);
$29.95 (BlackBerry, Palm,
Whereas some of the most popular apps designed
to help you monitor your finances are web-based,
Splashmoney takes a different approach. Available
as an app for Android, BlackBerry, iOS, Palm, and
Windows Phone (prices vary), it can
sync with a desktop application that
can do more than either Mint.com
or Pageonce, letting you schedule
transactions, transfer money, and print
reports. That's good news for road
warriors who want a list of expenses
waiting for them when they return
from travel. Still, it's hard to beat free,
cloud-based services that can be ac-
cessed anywhere, and that have free,
cleaner-looking apps to match.
While Splashmoney costs $4.99
for Android and iOS users, it costs a
steep $29.95 for BlackBerry, Palm, and Windows
Phone users. Android users can also purchase a
desktop client that syncs with their phone over the
same Wi-Fi network. In addition to the fact that the
desktop software costs $19.95 on top of the $4.99
cost of the app, it's annoying to have to set your
phone to Wi-Fi.
While easy enough to navigate, the desktop
software interface feels dated and crude. For
instance, when we synced our credit card account,
we had to "approve" every transaction when all we
wanted was a list of activities. You also need to enter
account and routing numbers yourself. There are
some kinds of accounts, such as credit cards, for
which you can opt for an online setup in which you
just enter the username and password. For banks,
though, you'll still need routing information.
Also, the software is slow to, say, pull up a list
of banks. On the plus side, you can transfer funds
with Splashmoney. Users can also schedule transac-
tions, work with different kinds of currencies, and
In the Splashmoney app you can manually
enter cash transactions and also view balance
information in a simple list. To make the interface
even more intuitive, though, we would list balances
in black and green, not red.
While Splashmoney's broad portfolio of mobile
apps and its ability to carry out transactions on
the desktop differentiates it from popular websites
such as Mint and Pageonce, its high price makes
it hard to recommend.
Can store financial data locally on your PC
Lets users schedule transactions, transfer money
Support for different currencies
Particularly expensive on certain platforms
Cruder interface than competing apps
LAPTOP | December 2010
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